Sibos day 4: A recap of a landmark week

As Sibos 2025 comes to a close, we’re reflecting on a busy and rewarding week. The event’s theme was "The next frontiers of global finance," and we were thrilled with our contribution of innovative solutions and insights to help you navigate what’s next.

Thank you for joining us, whether in person or through our daily updates. Here is a recap of what we shared throughout the week.

On Monday, we launched our Trade and Working Capital Solutions (TWCS) strategy. This is an innovative credit product that gives investors rare access to the asset class of trade finance and working capital assets. It provides portfolio diversification with real-economy assets that show low correlation to other asset classes, offering a potentially attractive yield with low risk and volatility. As the world’s largest trade bank, facilitating USD857 billion of trade volumes in 2024, we are perfectly placed to offer this unique product.

Tuesday brought the announcement of our On Demand Cash Concentration. This solution gives you real-time control over your cash positions. It is the first of its kind in the industry, allowing for the seamless and efficient flow of liquidity across the globe through a self-service application many of our clients already use.

On Wednesday, we introduced our Tokenised Deposit Service (TDS), a blockchain-based solution for our clients. It enables you to securely manage payments between your corporate wallets in real-time, with instant 24/7 settlement. The service uses our distributed ledger technology to convert traditional fiat deposits into digital tokens for automated reconciliation, significantly improving speed, transparency, and security.

The need for these new solutions was highlighted by the findings from our 2025 Treasury Pulse Survey. This benchmark study of 500+ Group Treasurers from international companies across 33 markets and 9 sectors, deep-dives into how technology is transforming their treasury functions.

Here are some of the highlights:

• Treasury functions that have adopted high levels of automation are three times more likely to see over 90% of their cash flow
• These automated teams are also 1.5 times more likely to generate a cash flow position in minutes and can gain up to 70% in efficiency
• 54% of respondents are either using or considering an in-house bank to generate capital efficiency
• The use of emerging payment solutions is expected to increase fivefold over the next two years

These insights show a clear direction for the industry and underscore the value of the new solutions we launched during the week.

Alongside our product launches, HSBC experts were busy sharing insights at sessions across the event. Here are just a few highlights:

• Michael Roberts, CEO of Corporate & Institutional Banking, reflected on the extraordinary changes in the trade environment since Sibos 2024 and the efforts banks like HSBC have made to help clients adapt
• Vivek Ramachandran, Global Head of Trade Solutions, explained practical ways to develop resilient supply chains in today's fragmented world. Trade policy will remain dynamic and unpredictable, he said – but opportunities abound
• Manish Kohli, Head of Global Payments Solutions, discussed the future of payments. 57% of treasurers expect AI to impact their role within five years, Manish said, showing how digital tools are reshaping treasury functions

It all added up to a vibrant and rewarding few days. The highlight for us was meeting old friends and making new ones at the HSBC booth. We are leaving with renewed energy to build an exciting future for our clients.

Sibos 2025