Trade & Working Capital

HSBC TradeCash

Trade & Working Capital

HSBC TradeCash

A digital post-shipment seller financing solution against your invoice data, with no trade documents required, boosting cash flow and helping your business grow.

Turn sales into cash instantly¹. Simply upload your invoice data to get access to working capital.

What is HSBC TradeCash?

HSBC TradeCash is a digital post-shipment seller financing solution against your invoice data that gives you instant¹ access to working capital tied up in sales, bridging your cash flow gap and supporting your business growth.

How HSBC TradeCash helps your business?

Scale up with confidence

Secure the financing you need to take on more orders.

Improve your cashflow

Access funds instantly¹ to meet everyday obligations, keeping your operations running smoothly.

Greater efficiency and speed

Reduce manual effort and paperwork to save time and resources, so you can spend more time growing your business.

Key features of HSBC TradeCash

  • Instant¹

    Get funds fast – draw down immediately¹ after submitting your invoice file.

  • Simple

    Less admin – trade document-free via HSBCnet.

  • Flexible

    Works your way – multi-currency borrowing and payout; select invoices to finance as needed.

  • Digital

    Built for scale – data for up to 10,000 invoices per application.

How does HSBC TradeCash work?

Obtain working capital immediately¹ with HSBC TradeCash before you get buyer payments into your HSBC account. From upload to funding, in one simple digital journey via HSBCnet².

Step 1

Upload invoice data file (up to 10,000 invoices)

No trade documents required.

Step 2

Submit data and draw down funding

Funds are released to your account once submitted¹.

Step 3

Buyer pays at invoice due date to your HSBC account

No buyer disruption, you stay in control.

Ready to get started with HSBC TradeCash

Complete the simple form below and our trade finance specialist will be in touch.


Not yet an HSBC customer?

To use HSBC TradeCash, you need to first have an account with HSBC. Our trade finance specialists will guide you through the process.

Frequently asked questions

HSBC TradeCash is a digital post-shipment seller financing against invoice data. It gives you access to working capital tied up in sales, helping bridge the cash flow gap between making sales and getting paid. Buyer payments are collected through your HSBC account when invoices are due.

HSBC TradeCash helps you turn sales into cash instantly¹ by releasing funds against invoice data, so you can keep day-to-day operations moving and take on more orders. It also reduces administration by using a trade document-free process via HSBCnet.

You can draw down funds immediately¹ after submitting your invoice file. Funds are released to your account once you submit.

No. HSBC TradeCash is trade document-free. No trade documents are required.

Yes. You can select invoices as needed, so you only use funding when and where it supports your cash flow priorities.

Yes. HSBC TradeCash supports multi-currency borrowing and payout.

Getting started with HSBC TradeCash is simple. We’ll first set up a trade facility. Once that’s in place, you can apply for HSBC TradeCash.

From loan application to funding, HSBC TradeCash is an end-to-end digital trade finance journey via HSBCnet: you upload an invoice data file, submit, and get the funding, without trade documents. Buyer payments then flow into your HSBC account on invoice due date, with no disruption to your buyer.

HSBC TradeCash is a digital seller loan that gives you instant1 access to working capital tied up in sales through invoice data against your selected sales on open account terms. This complements HSBC TradePay as a digital buyer loan that lets you make just-in-time payments to suppliers and finance your procurements.

HSBC TradeCash is a digital post-shipment seller financing that gives you instant1 access to working capital tied up in sales through invoice data against your selected sales on open account terms. Receivables Finance is also a seller financing solution that provides access to funding up to an agreed percentage of invoice value, with additional features such as collection and ledger management, and credit protection.

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