With no need to submit transactional³ documents to have your loan processed, you get speedy access to funds when you need it.
Trade & Working Capital
Faster, simpler digital trade finance with HSBC TradePay
A quicker and easier way to seek finance and pay your suppliers.Trade & Working Capital
Faster, simpler digital trade finance with HSBC TradePay
A quicker and easier way to seek finance and pay your suppliers.Unlock working capital and trade with confidence¹. Contact your HSBC representative to learn more.
Fast
Instant loan drawdown and suppliers payment²
Easy
Simply upload a payment file
Just-in-time financing can be a useful tool for keeping borrowing costs under control. With just a few taps, you can choose the exact amount needed to pay your suppliers.
Convenient
Everything in one place
Finance and payment are fully integrated into HSBCnet, a single platform that gives you total visibility of your finances – anytime², anywhere.
Key benefits
- More time for growthA one-step digital process replaces the hassle of loan paperwork, giving you more time to focus on business strategy and expansion.
- Enhance supplier relationshipsWith the option to automatically notify suppliers about payments.
- Keep borrowing costs under controlInstead of guessing how much you’ll need to pay suppliers, just-in-time financing lets you borrow the exact amount required when your payments are due.
- Do business with confidence¹Payments are secure and backed by the digital expertise of a global bank.
High seasonal demand
Cash flow management can become a major issue if your business faces seasonal working capital challenges due to the cyclical nature of purchasing inventory from several suppliers.
With HSBC TradePay: Upon prior approval, request immediate loan drawdown and supplier payments to cover your seasonal inventory. This means you can pay suppliers promptly without straining your working capital during peak buying periods, ensuring healthy supplier relationships and a steady inventory flow for each season.
Rapid scale-ups
If your tech start-up is scaling rapidly due to a big contract, you might require immediate working capital to pay your component suppliers earlier than usual.
With HSBC TradePay: Quickly access working capital finance to cover these costs. Its seamless, on-demand nature aligns cash outflows with your ramped-up production schedule, ensuring smooth operations to meet your new contract’s demands.
Precision timing challenges
Managing supplier payments with advance pre-planning can strain your operations, hindering timely responses to market demands.
With HSBC TradePay: Unlock just-in-time financing to get immediate access to working capital without the traditional complexity. Supplier payments become a catalyst, not a constraint, to your success.
Lost time and efficiency
The administrative strain of manually arranging supplier payments and collating loan submission documentation can waste time and stifle employee productivity.
With HSBC TradePay: Streamline supplier payments with fast access to working capital so supplier payments don’t bottleneck your business.
How HSBC TradePay works
HSBC TradePay makes it quicker than ever to access pre-approved short-term finance and pay your suppliers immediately.
- Step 1: Upload a payment data file via HSBCnet.
- Step 2: Instant loan drawdown4 and suppliers payment2.
- Step 3: Optional automatic loan and payment notifications give all parties complete visibility.
Why HSBC?
HSBC manages large trade flows globally, providing multi-currency, cross-geography financing.
A global footprint: HSBC's extensive international network spans key growth markets.
Focused expertise: Our experienced team aids clients in domestic and foreign trade.
Financial strength: Backed by a strong balance sheet.
Important information
¹ Pre-approved finance allows you to trade with confidence.
² Payments are subject to processing time.
³ HSBC reserves the right to request documents.
⁴ HSBC TradePay is available in selected sites and subject to prior credit adjudication and approval.
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